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New to OtterLedger? Read the Documentation
45 Guides Available Quick Start Guide
Learn AI Categorization View Guide
Have Questions? Check the FAQ

Vendor Management

Guide 16: Vendor Management

Track vendors and 1099 contractor payments


Overview

The Vendors feature helps you track everyone you pay, especially contractors and service providers who need 1099 forms at year-end. Organize vendor information and generate 1099 summary reports easily.

What you'll learn:

  • Adding and managing vendors
  • 1099 tracking
  • Vendor payment history
  • Year-end 1099 reporting

Time required: 5 minutes per vendor


Adding a Vendor

Step 1: Open Vendors

  1. Go to Vendors in the sidebar
  2. Click Add Vendor

Step 2: Enter Details

Basic Information:

Field Description
Name Vendor/company name
Email Contact email
Phone Contact phone
Contact Contact person

Address:

Field Description
Address Street address
City, State, Zip Location

[Screenshot: Add Vendor form]

Step 3: 1099 Information

For contractors who need 1099:

Field Description
1099 Vendor Check if this vendor needs 1099
Tax ID (EIN/SSN) Vendor's tax ID number
Default Category Category for payments to this vendor

Important: Collect W-9 forms from contractors to get Tax ID numbers.

Step 4: Save

Click Save Vendor


1099 Tracking

What is a 1099?

Form 1099-NEC reports payments to non-employees (contractors). You must issue 1099s to:

  • Unincorporated businesses
  • Contractors paid $600+ during the year
  • Attorneys (any amount)

Setting Up 1099 Vendors

When adding a vendor:

  1. Check 1099 Vendor
  2. Enter Tax ID (from W-9)
  3. Set Default Category to appropriate business expense

Linking Transactions

When you pay a 1099 vendor:

  1. Create expense transaction
  2. Select the vendor as payee
  3. OtterLedger tracks the amount toward 1099

Or set up payee matching:

  • Go to Payees
  • Link payee name to vendor
  • Future transactions auto-link

Vendor List

View all vendors at Vendors:

Column Shows
Name Vendor name
1099 Yes/No indicator
YTD Payments Total paid this year
Balance Outstanding bills

[Screenshot: Vendor list with 1099 indicators]

Filtering Vendors

  • 1099 Vendors - Only vendors needing 1099
  • Active/Inactive - Current or past vendors
  • Search - By name, email, or tax ID

Vendor Details

Click a vendor to see:

Summary

  • Contact information
  • 1099 status and Tax ID
  • YTD payment summary

Payments

  • All payments to this vendor
  • By date, amount, category
  • Running total for 1099

Bills (if tracking)

  • Outstanding bills
  • Payment status

1099 Summary Report

At year-end, generate 1099 summary:

Run the Report

  1. Go to Reports1099 Summary
  2. Select tax year
  3. View all 1099 vendors and payment totals

[Screenshot: 1099 Summary report]

Report Shows

Vendor Tax ID Total Payments
John Smith Consulting XXX-XX-1234 $15,500.00
ABC Services LLC XX-XXXXXXX $8,200.00
Total $23,700.00

Export for Filing

  1. Click Export
  2. Choose format for your 1099 filing service
  3. Upload to IRS filing system

Editing Vendors

  1. Click vendor name
  2. Click Edit
  3. Update information
  4. Save

Make Inactive

For vendors you no longer use:

  1. Edit vendor
  2. Check Inactive
  3. Save

Delete Vendor

Only if no payments recorded:

  1. Select vendor
  2. Click Delete
  3. Confirm

Tips & Best Practices

  1. Collect W-9s early - Get tax info before first payment

  2. Mark 1099 immediately - Set up correctly from the start

  3. Verify amounts - Check YTD totals match your records

  4. Include all payments - Reimbursements count toward 1099

  5. File on time - 1099s due to recipients by Jan 31


Troubleshooting

Q: Payments not showing for vendor

A: Check that transactions use matching payee name. Link payee to vendor if different.

Q: Missing Tax ID

A: Request W-9 form from vendor. Required for 1099 filing.

Q: Should I include reimbursements?

A: Yes, gross payments count. Don't net out expenses.


What's Next?


Need help? Visit the OtterLedger community at github.com/openledger or check the FAQ.